Who It's For
Your banking needs are complex and comprehensive—just like your business. The U.S. Bank Platinum Business Package gives you the best rates, rewards and discounts as your business grows. You’re also in line for $800 in savings.1
Benefits
- Free first check order up to $1002
- Earn a 50% Annual Bonus on rewards earned with your FlexPerks Business Cash, Travel or Select Rewards Visa Check Card4 and/or Credit Card3
- Annual fee for Business Reserve Line waived for the first two years5
- Payment Solutions statement fee waived for the first six months5,6
- First year annual fee on U.S. Bank Cash Flow Manager waived, up to $1505
- SHOW Additional Package Benefits
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- Monthly maintenance fee waived for your Personal Platinum Package11
- U.S. Bank Cash Flow Manager first year annual fee waived12
- Up to $100 of your U.S. Bank Quick Loan origination fee waived12
- Up to $100 of your U.S. Bank Business Equipment Financing origination fee waived12
- Business Savings Sweep monthly maintenance fee reduced by 5%11
- SinglePoint Essentials monthly maintenance fee reduced by $211
- Free U.S. Bank ATM transactions13
Every Platinum Business package Comes With
- U.S. Bank Platinum Business Checking with 750 free transactions per statement cycle7
- FlexPerksSM Business Cash, Select or Travel Rewards Credit Card3
- U.S. Bank Platinum Business Money Market with no minimum balance or monthly maintenance fee8 OR U.S. Bank Business Savings Sweep Account
To Waive Monthly Fee
The Platinum Business Package includes a $25 monthly service fee which can be waived by meeting one of the following requirements:
- $25,000 in average collected business deposit balances9 OR
- $75,000 in combined business deposit9 and outstanding business credit balances10
How to Apply
Visit a Branch Package Resources
FAQs About Business Packages Switch to U.S. Bank Compare our Business Packages
Some benefits and savings are available annually and some occur only in the first year the product is opened. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer small business customers preferred rates and services at a lower combined price than if each products or services were opened separately. For example: A U.S. Bank Silver Business Package small business customer could avail of a one time savings of up to $75 on their first check order, a U.S. Bank Gold Business Package small business customer could avail of a one time savings of up to $100 on their first check order and a U.S. Bank Platinum Business Package small business customer could save up to $115 every month, by utilizing the full 750 checking account transactions available to them. Other conditions and restrictions may apply. Please see a Banker for details. Back to text
Discount applies to business products offered by Deluxe Corporation. Back to text
Subject to credit approval. Annual Bonus is awarded to Business Banking package members on the Account Anniversary date of the credit card opening. Cash Rewards annual bonus is up to a maximum of $250. Select Rewards and Travel Rewards annual bonus is up to a maximum or 25,000 points. Annual Cash Bonus on rewards earned is standard with a FlexPerks Business Cash Rewards Credit Card and is not to exceed 25% in a Gold Business Package. FlexPerks Business Cash Rewards credit cardholders receive the standard 25% Annual Cash Bonus plus additional 25% Annual Package Bonus and is not to exceed a total of 50% in a Platinum Business Package. See your Cardmember Agreement for details. Back to text
U.S. Bank offers a variety of business check card reward programs. Only signature-based purchases qualify for rewards. Package bonus earnings based upon rewards earned on base rewards earned in enrolled reward program. Cash Rewards Partner earnings do not qualify. Back to text
Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND. Back to text
Discount does not apply to Merchant Advantage Package customers. Back to text
Transactions are $0.50 each once free transaction limits are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items. Signature-based purchases (Non-PIN) made with a U.S. Bank Business Visa Check Card and not counted as a transaction. Back to text
Minimum balance and maintenance fee requirements will apply if the checking account, business credit card, Platinum Business Money Market, Internet Banking or Bill Pay is closed. Back to text
Business deposit balances only. Balances are verified 3 days prior to the last day of your statement cycle. Back to text
Business credit outstanding balances only. Balances are verified 3 days prior to the last day of your statement cycle.
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Discount applies only to monthly maintenance fee. All other fees apply. Back to text
Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND. Back to text
A fee will be assessed for transactions conducted at non-U.S. Bank ATMs. Also a surcharge fee may be applied by the ATM owner, unless the ATM owner is a member of the MoneyPass ATM network. Back to text
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